Overview

Traditional banks were never built for the pace at which modern founders operate. At Flex, we are actively re-architecting finance for ambitious business owners by building an AI-native private bank that unites credit, cash management, and financial operations under one intelligent roof. Since launching publicly in September 2023, our platform has skyrocketed from zero to nine figures in annualized revenue, backed by over 400 million dollars in equity and debt funding. As we scale toward late 2026 profitability, safeguarding the integrity of our financial ecosystem is paramount. We are searching for an analytical thinker to join us as a Risk Analyst in a fully remote position open to talent worldwide.

Key Responsibilities

In this role, you will protect both our capital and our customers by finding the right balance between rapid growth and sound financial risk management. You will take ownership of the following areas

Monitoring portfolio metrics and identifying anomalous credit, fraud, or transactional behavior before it affects the business
Collaborating with engineering and data teams to build, test, and tune automated risk rules and predictive models
Evaluating complex commercial profiles for companies generating anywhere from three million to two hundred million dollars in revenue
Synthesizing raw transactional data into actionable insights that guide underwriting and credit policy decisions
Designing clear reporting loops that keep executive leadership informed of portfolio exposures and systemic shifts

Requirements

We care deeply about curiosity, rapid execution, and an obsession with detail. Successful candidates typically bring the following qualifications

Solid professional background in risk management, credit analysis, or fraud operations, preferably within fintech or modern banking
Hands-on experience extracting and manipulating complex datasets using SQL, Python, or similar analytical tools
Strong grasp of financial statements, commercial underwriting fundamentals, and operational risk frameworks
Ability to operate independently in a high-speed, remote-first setup without waiting for explicit instructions
Clear communication skills to translate dense risk observations into actionable business recommendations

What You Will Gain

Joining Flex gives you the chance to tackle mission-critical challenges alongside world-class operators. Here is what you can look forward to

A genuinely flexible lifestyle with a fully remote, worldwide work setup
The rare opportunity to shape risk architecture at a company targeting a hundred-billion-dollar valuation
Deep exposure to next-generation AI financial infrastructure and modern credit mechanics
Competitive compensation and autonomy to solve hard problems with minimal bureaucracy