Loan Review Advisor

Are you someone who thrives on meticulous detail and possesses a deep understanding of financial compliance? Imagine playing a truly crucial role in safeguarding the integrity of small business lending, directly impacting the success of entrepreneurs across the nation. At Guidehouse, we're actively seeking a sharp-minded Loan Review Advisor to join our dedicated team, bringing their expertise to the U.S. Small Business Administration (SBA) Office of Credit Risk Management. This is a remarkable chance to apply your analytical prowess in a fully remote, global capacity, making a tangible difference from anywhere in the world.

Overview

As a Loan Review Advisor, you'll become an integral part of our team, providing essential support to the U.S. Small Business Administration's Office of Credit Risk Management (OCRM). Your work will directly contribute to SBA's vital lender oversight and risk management activities, ensuring the health and compliance of their diverse loan programs. This is a unique opportunity to apply your financial expertise remotely, from any corner of the globe, supporting a critical government function that empowers small businesses nationwide. Your responsibilities will involve scrutinizing loan files and ensuring adherence to established guidelines, all within a flexible, remote work environment.

Key Responsibilities

Delve deep into 7(a) and 504 loan files, meticulously scrutinizing every detail across origination, servicing, liquidation, and targeted partial review scopes.
Assess compliance with all SBA Loan Program Requirements, drawing upon your comprehensive knowledge of 13 CFR Part 120 and applicable SBA Standard Operating Procedures (SOPs).
Systematically analyze extensive loan documentation, pinpointing any compliance issues, discrepancies, or deficiencies that may arise.
Meticulously document all findings within structured work papers and comprehensive, well-articulated loan file review reports.
Inventory and analyze loan files, extracting and evaluating crucial data from both SBA data systems and lender-provided documentation.
Identify both correctable and uncorrectable exceptions, providing clear, actionable insights for resolution and improvement.
Collaborate directly with SBA Lenders, under SBA direction, to clarify documentation, address preliminary deficiencies when possible, and ensure the highest standards of accuracy and adherence to program guidelines.

Requirements

Proven experience in financial account analysis, loan review, or a related field, demonstrating a strong understanding of lending processes.
Familiarity with U.S. Small Business Administration 7(a) and 504 loan programs.
Comprehensive knowledge of 13 CFR Part 120 and SBA Standard Operating Procedures (SOPs) is highly advantageous.
Exceptional analytical skills, with a keen eye for detail and the ability to identify complex compliance issues within extensive documentation.
Strong written and verbal communication abilities, enabling clear articulation of findings and effective interaction with lenders.
Proficiency in documenting findings thoroughly in structured work papers and formal reports.
The ability to obtain a Public Trust security clearance is a mandatory requirement for this role.
Capable of working independently in a remote environment, managing workload effectively and meeting deadlines.
A bachelor's degree in Finance, Accounting, Business Administration, or a related discipline is typically preferred.

What You'll Gain

The profound satisfaction of making a significant impact on national small business lending programs, supporting economic growth and entrepreneurship.
Exposure to complex government financial regulations and sophisticated risk management strategies.
Excellent professional development opportunities within Guidehouse, a leading global consulting firm.
The flexibility and autonomy of a fully remote, worldwide role, allowing you to thrive from your preferred location.
A collaborative and supportive team environment, where your contributions are valued and your growth is encouraged.
Enhanced, specialized expertise in SBA loan programs, compliance, and oversight.