Consumer Banking Specialist - Fully Remote | Upto $70/hr

Ever wondered what it's like to shape the future of banking from anywhere in the world? We're on the hunt for a sharp, experienced Consumer Banking Specialist to join Mercor's mission. Imagine diving deep into the complexities of enterprise retail banking, crafting intricate scenarios that redefine how major financial institutions operate, lend, and serve their customers. This isn't just a job; it's a chance to put your unparalleled expertise to work on groundbreaking projects, collaborating with some of the brightest minds in AI and finance. If you thrive on challenging the status quo and possess a profound understanding of the retail banking landscape, let's talk.

Overview

Mercor is revolutionizing how elite creative and technical talent connects with leading AI research labs globally. Based in San Francisco, we're backed by visionary investors like Benchmark, General Catalyst, Peter Thiel, and Jack Dorsey. We are seeking a dedicated Consumer Banking Specialist for a contract role. This is a truly unique, fully remote opportunity, accessible from anywhere in the world, allowing you to contribute your expertise to high-impact projects.

Key Responsibilities

Construct Enterprise Retail Banking Scenarios: Develop intricate frameworks for large scale deposit and lending operations. This includes multi stakeholder branch network decisions and complex regulatory examination or compliance review cycles.
Build Comprehensive Banking Tasks: Create detailed tasks encompassing F500 consumer lending products such as mortgage, auto, and personal loans. Your work will also cover branch and digital banking operations, credit risk and underwriting, fraud prevention, and customer experience or retention strategies.
Develop Scenarios with Leading Banking Tools: Design scenarios involving core banking platforms like FIS, Fiserv, and Temenos. You will also utilize loan origination systems (LOS), various CRM platforms, and advanced fraud detection or AML monitoring tools within F500 technology stacks.
Apply Enterprise Retail Banking Frameworks: Implement established frameworks including credit risk scoring models, CFPB/regulatory compliance standards, modern omnichannel service design principles, and essential KYC/AML protocols. Your contributions will also include producing reference lending policies.

Requirements

Proven, extensive experience as a Retail Banking Expert or a similar role, specifically within an enterprise or F500 banking environment.
Deep understanding of large scale deposit and lending operations.
Familiarity with multi stakeholder branch network decisions and complex regulatory compliance review cycles.
Expertise in F500 consumer lending products including mortgage, auto, and personal loans.
Strong grasp of credit risk, underwriting, fraud prevention, and customer experience strategies.
Hands on experience with core banking platforms (e.g., FIS, Fiserv, Temenos), Loan Origination Systems (LOS), CRM platforms, and fraud detection or AML tools.
Thorough knowledge of enterprise retail banking frameworks, including credit risk scoring models, CFPB/regulatory compliance standards, omnichannel service design, and KYC/AML protocols.
Exceptional ability to construct complex, detailed scenarios and develop clear reference policies.

What You'll Gain

The chance to significantly impact how leading financial institutions leverage AI and technology.
Work with a dynamic, fast paced team backed by top tier investors.
Enjoy the flexibility and autonomy of a fully remote, worldwide contract position.
Receive highly competitive compensation ranging from $60 to $70 per hour.
Engage with challenging, intellectually stimulating projects at the forefront of financial innovation.